The Recessionista for the following consumer alert: if you pay for your Target.com online purchase at checkout with PayPal, you won't get cash back if you try to return the item. That's right: if you pay via your PayPal account (which is essentially cash from your checking account) they won't refund you in cash. Instead, you'll get the amount back on a Target Gift Card (like the one shown) which is essentially store credit. Their exact policy states that "If you pay by PayPal and then return items to a Target store or Target.com your refund will be issued in the form of a Target GiftCard." Furthermore, when The Recessionista tried to get her money due via a gift card, the gift card then would not work, causing further headaches (and discussions with a store manager before the matter was resolved).
While other retailers may have this same policy, the problem with Target is that they "push PayPal" as a payment option while burying the return policy in the fine print. I remember during the Missoni madness of last Fall several complaints about this same issue, with buyers engraged that once their Missoni for Target orders finally arrived, the store pushed "Target Gift Cards" as the form of refund if they had returns. And by that time, folks had "had it" with Target, and the last thing they wanted was store credit to buy MORE things from the Bullseye.